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Auburn, New York
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Housing Assistance


Community Development Block Grant
Mortgage Assistance and Home Repair Assistance programs are available to assist low-moderate income homeowners and  first-time homebuyers in the City of Auburn.
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Mortgage Assistance Program
  • For first time homebuyers in the City of Auburn.
  • Applicants must meet income guidelines, be pre-approved by a lending institution, and complete an approved homebuyer’s education course.
  • Up to $3,000 maybe available to a homebuyer for down payment or closing cost assistance.

Home Repair Assistance Program
  • Low interest (0% to 3%) loan available to qualified income eligible homeowners and investors. Loan term negotiable up to 25 years.
  • Loan funds are used to address code violations, exterior improvements, emergency repairs and energy efficiency projects on the property.
  • Cayuga County Homsite provides construction management for the program.
  • Emergency Home Repair Assistance Program also available for emergency repairs up to $5,000.  Must have exhausted all other resources.

Real Property Tax Exemption for Capital Improvements
  • Section 421-f of the Real Property Tax Law authorizes a partial exemtion from real property taxation of the increases in assessed value attributable to reconstruction, alterations or improvements.
  • Property must be a one or two family residence
  • The greater portion of the residence must be at least 5 years old.
  • The value of such reconstruction, alteration or improvement must exceed the sum of $3000.
  • For more information go to Real Propery Tax Exemption for Capital Improvements to Residential Property