CDBG Housing Assistance

Community Development Block Grant

Mortgage Assistance and Home Repair Assistance programs are available to assist low-moderate income homeowners and  first-time homebuyers in the City of Auburn.

Mortgage Assistance Program

  • For first time homebuyers in the City of Auburn.
  • Applicants must meet income guidelines, be pre-approved by a lending institution, and complete an approved homebuyer’s education course.
  • Up to $3,000 maybe available to a homebuyer for down payment or closing cost assistance.

Home Repair Assistance Program

  • Low interest (0% to 3%) loan available to qualified income eligible homeowners and investors. Loan term negotiable up to 25 years.
  • Loan funds are used to address code violations, exterior improvements, emergency repairs and energy efficiency projects on the property.
  • Homsite Fund, Inc. provides construction management for the program.
  • Emergency Home Repair Assistance Program also available for emergency repairs up to $5,000. Must have exhausted all other resources.
  • All applicants must meet federal income limits for eligibility: Income Limits
  • Emergency Home Repair Assistance Program also available for emergency repairs up to $5,000 and must have exhausted all other resources.
  • For more information please contact:

Homsite Fund, Inc.
60 Clark Street
Auburn, NY 13021
Phone: (315) 253-8451

Real Property Tax Exemption for Capital Improvements

  • Section 421-f of the Real Property Tax Law authorizes a partial exemption from real property taxation of the increases in assessed value attributable to reconstruction, alterations or improvements.
  • Property must be a one or two family residence
  • The greater portion of the residence must be at least 5 years old.
  • The value of such reconstruction, alteration or improvement must exceed the sum of $3000.
  • For more information go to Real Property Tax Exemption for Capital Improvements to Residential Property.